201 East Kennedy Blvd., Suite 600
Tampa, FL 33602
Toll Free: 866.553.3272
People are losing their jobs as a result of debt collectors. Debt collectors are calling consumers at their place of work and harassing them. Read more...
Debt collector to pay $10 million for abusive debt collection practices. Read more...
Credit scores and debt. Read more....
Debt Collector sends elderly woman to the hospital. Read more...
Congressional findings and declaration of purpose
(a) There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.
(b) Existing laws and procedures for redressing these injuries are inadequate to protect consumers.
(c) Means other than misrepresentation or other abusive debt collection practices are available for the effective collection of debts.
(d) Abusive debt collection practices are carried on to a substantial extent in interstate commerce and through means and instrumentalities of such commerce. Even where abusive debt collection practices are purely intrastate in character, they nevertheless directly affect interstate commerce.
(e) It is the purpose of this title to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.