Main Office:
201 East Kennedy Blvd., Suite 600
Tampa, FL 33602
Toll Free: 866.553.3272
Phone: 813.314.4595
Fax: 813.314.4555

Debt Harassment News:

A new article has been added to our website regarding Attorney General Bill McCollum and Chief Financial Officer Alex Sink reining in abusive debt collectors. Read more...

American Express Bank, Portfolio Recovery Associates, LLC, Nationwide Credit Inc.

Lawsuit pending in federal court Middle District of Florida. Plaintiff sued defendant for consumer violations for attempting to collect a debt which Plaintiff didn't owe.

Suncoast Vacations

Saxon Gilmore represented two consumers against Suncoast Vacations. As a result of our efforts, the company decided not to pursue the charge for a vacation rental package, which was contested by our clients.

Equilease Residential Services, LLC

A federal judge in the Middle District of Florida, Tampa Division, recently entered a judgment for statutory damages against Equilease Residential Services, LLC and in favor of our clients pursuant to the Florida Consumer Collection Practices Act. The Court approved the full amount of statutory damages sought by our clients.

Fair Credit Reporting Act

Congressional findings and statement of purpose

(a) Accuracy and fairness of credit reporting. The Congress makes the following findings:


(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.
(2) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.
(3) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.
(4) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer's right to privacy.

(b) Reasonable procedures. It is the purpose of this title to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this title.

To see complete detail, click here Fair Credit Reporting Act